Saturday, July 7, 2012

Spending

We haven't been very careful with our money and although I put money into savings we now only have about $30 in checking for the next two weeks I do have cash for the jars and we have gas in both vehicles that should last, one for at least a week and the other for the next two weeks. I have had to buy clothes for my kids since they seem to have outgrown all of their shorts. I only got two shirts and two shorts. I'll have to be careful for the next two weeks as I don't want to have to take money out of savings unless it's a dire emergency.


 

~PBMFMM

Monday, July 2, 2012

Updates

Well we've been pretty good with our money except today we went out to eat but we haven't gone out all week which is unusual for us. I work the next few days and we still need to get Fourth of July Fireworks so we'll be taking more money out of the checking account for those things but payday is Thursday and I've already pre-paid everything and arranged for them to be paid on Monday.


 

~PBMFMM

Monday, June 25, 2012

Surprise Bill

Today we got a surprise medical bill in the mail and after I called and spoke with them (I had paid it off I thought in April) the lady informed me that this was a completely different bill, I said well I have been tossing out the bills from you guys since I thought I had paid it and since it has the exact same account number I figured it was a mistake. Well she informed me that it was a completely different bill and that one had been sent to collections but if I wanted to pay it now I wouldn't get contacted by collections, I opted to pay the entire bill via EFT since I don't trust them as far as I can toss them and I told her that since it was nearly the same amount as the one I had paid off in April and the same account number I thought it was dumb of them to keep the same account numbers for each doctor and since it never once listed who the amounts were for I had no idea that it was for different doctors (it just puts the total amounts due in the bill.) Fortunately I keep all my EOBs and I made her go thru them to account for every penny. And then sent exactly what she told me the amount was to them via EFT.


 

~PBMFMM

Spending

We have been very careful to put every penny spent excluding our personal spending money into a spreadsheet that I made and we'll be very excited to see how this goes at the end of the month. Its been up and down at work lately and although I did have an opportunity to get overtime I was way too tired from my last two days at work that I decided that the overtime was not worth becoming sick to have. I'll see how it goes next time and decide on overtime if it becomes available then.


 

~PBMFMM

Thursday, June 21, 2012

Update

Well we have been up and down with spending; we have been able to save some money. I do have have $1,000 Baby Emergency Fund up and running but work has been up and down lately so it makes it difficult to get a steady paycheck.

Monday, April 23, 2012

Saturday, April 21, 2012

Spending


 

Spent $24.00 at the grocery store but I used Cash left over from last week and I still haven't taken money out for jars I'm going to see If I can put it off this week completely and use what we have in the pantry!

Saturday will be no spend.


 

~PBMFMM