February 26th

We got the usual stuff, groceries, gas but other than that all we spent was $11.00 on pet stuff and I paid with cash from my pocket..

~PBMFMM

February 25th

We spent on our weekly dining out trip about $40 but that is it ;-)

~PBMFMM

February 24th

No Spend Day

~PBMFMM

February 23rd

No spend day

~pbmfmm

February 22nd

No Spend Day :-)

~PBMFMM

February 21st

It was a spendy day I don't have all the numbers but suffice to say it's close to $400 but our project is almost done and I'm so looking forward to completing it. Today should be no spend as will the rest of the week I'm pretty sure since I work the whole week.

~PBMFMM

February 20th

No Spend Day :-)

~PBMFMM

February 19th

Not to bad we had lunch out and spent the rest of the day spring cleaning so although we spent we had a very productive day. All told we spent about $75.00 but we also all go hair cuts yesterday too.

~PBMFMM

February 18th

Of course our usual spendy day since it was payday kind of thing. We got our cash for our jars, dished out the money everyone gets each week, went to breakfast as usual, I ordered some books online total about $28 dollars ( I love to read.) Had a school event that cost about $40.00 and paid every bill we had until next payday and even added $400.00 to the CC we are paying off first!!

Even though we know we are getting a bit Income tax return and plan to use it to pay off CC#2 I'm still going to put as much money onto it as I can until the ITR comes, which because it's the government you never know exactly how long it could take :-P

So as of today we have CC#2 almost paid off-will be paid off with ITR.

CC#2
$859.25-$400=$459.25 give or take

Dental bill I haven't gotten in the mail yet so although I have the money in the bank for this it hasn't been
done yet.

We will have the $1,000 for our driving trip when we get our ITR that will go directly to trip savings until
we leave.

We have been diligent in tracking our spending January and February although we Do Not track what we
spend from our personal blow money. I can see a big trend in going over with food and entertainment so with luck we can nip this in the bud.

I might put the rest of the ITR money in our house maintenance fund since I'm sure we will be having to do some maintenance on our yard this year.

So!! It seems we have been pretty good so far, we have had ups and downs but we are cognizant of what we are spending also.

~PBMFMM

February 17th

Spent about $200 on stuff I wanted to get for the family so I'm okay with that. Today I pay bills, go grocery shopping and get gas in auto's.

~PBMFMM

February 16th

Even though I was sick it was still a NO spend day :-)

~PBMFMM

Feel like Sh*t today

Today I called in sick from work I feel very badly today, hopefully I'm not getting the flu :-(

~PBMFMM

Income Tax Return

So we got our final ITR information back from the CPA, and we will have enough to pay off CC#2, save $1,000 for our vacation in the summer and still have some left over although at this point I'm sure I'll have to use some for other things that other people in my house want to get.  I'm excited even though we won't be getting this back for about 2+ weeks, hopefully nothing happens in that time frame that requires some of this money...

~PBMFMM

February 15th

This will be a No Spend day since I work :-)

To recap we have had 10 NO SPEND DAYS so far this month, we really only spend on our day off it seems, we do go out to eat at least once a week together just the two of us. The next spend day will be Thursday I'm sure since we get paid and I'll need to pay bills, get groceries and usually that is when we go out to eat, the two of us.

~PBMFMM

Februrary 14th

Happy Valentine's Day!!!

No Spend Day :-)

~PBMFMM

February 13th

No Spend except for groceries which was a planned spend with cash, we shouldn't need to buy anything for the rest of the week but you never know.

~PBMFMM

February 12th

No Spend day :-)

~PBMFMM

February 11th

Spendy day as we had to buy some new pillows since both our necks are killing us, I also made an appointment with the chiropractor early next week to see if he can help my neck. That is the only thing we have spent money on and today should be a no spend day as we have plans all day that we are required to attend. I have not looked at debt yet but I'll be doing that next week and will be updating my spreadsheets and such next weekend. We still have one debt left to pay this month but haven't gotten the bill via email yet although I have taken the money out of the checking account for this bill already, technically I could wait until next pay day but I'm going to try to pay now and next pay day some extra money to the first one we are paying off.

~PBMFMM

Februrary 10th

Should be a No Spend day since I work but we do have an after work commitment that I'm hoping if we spend its my cash money only and nothing else.

~PBMFMM

Februrary 9th

Another No Spend overtime day so I'm hoping to be able to put some extra down on the CC but now I have another expense that just popped up that I'm hoping will only cost me $100 to $200 dollars but I guess at least I know I'll be able to pay cash for it when I do have to pay it. Here's to hoping I have enough to add some to debt...

~PBMFMM

February 8th

No Spend day :) The best part is it also was an overtime day at work so I made extra money! along with not spending...

~PBMFMM

February 7th

No spend day :)

~PBMFMM

February 6th

We spent but only about $18 dollars, we did eat out but we used dining out money from our jars to pay for it.

~PBMFMM

February 5th

Only spent money was planned and that was groceries and we used cash from our jars. So really it was a no spend day.

~PBMFMM

February 4th

Spendy day due to bill paying, grocery shopping and spent about $90 on pet stuff I allotted about $200 of my OT money for this so there wouldn't be a riot at my house, we all were in agreement to this so I'm okay with it. We have groceries and spending money for the next two weeks in our jars so here's hoping for more no spend days..

~PBMFMM

February 3rd

No Spend day :)

~PBMFMM

February 2nd

No Spend and I even made money.. Turned in an old lottery ticket and made $20 what a way to start the day :)

~PBMFMM

February 1st

We spent today about $94 dollars on house stuff to paint a room, and $13 dollars for lunch.  Tomorrow should be a no spend day and since we only have $56 dollars in our account and we need auto gas we won't be spending much until Friday..

~PBMFMM

January 31st

We spent twice today both times for food! Totalled about $58 dollars. For the recap of the month I don't think we did too bad for our very first attempt at no spending and controlling where our money goes.

We had 18 NO SPEND DAYS !!!!
We achieved 1 2011 goal
I have the money saved for another goal just need the bill to pay it off.

On to February I can't wait I'm hoping it will be as great as January..

~PBMFMM