I am not a personal finance expert, I'm just a person trying my best to dig myself out of this huge hole of debt I'm in.
Thursday, March 22, 2012
more bad news
Well more health issues have come our way that have pretty much maxed out our credit cards but not much we could do about it but pick ourselves up,dust off our butts and pick up again. So here we are starting over again.
Well what's that saying....two steps forward,one step back!!
~pbmfmm
Tuesday, March 13, 2012
Update
We are here, just haven't had time to post due to work issues, we had a very, very spendy past few days and unfortunately most went on Credit Cards. But, and I mean a big but here, we did get our tax refund and I put it in the bank and now we have our $1,000 BEF again and boy do I feel better knowing it's in there.
~PBMFMM
~PBMFMM
Thursday, March 8, 2012
Spending
Today we spent $39.34 on our weekly Pizza run. But I made $10.00 on a side gig.
Tomorrow we are off and I'll get money to refill our jars tomorrow.
We also received our Tax refund so that is in savings right now.
We have $220 left over from last paycheck but I'm sure with gas being over $4.00/gal that we are going to have to adjust our gas jar from $50 weekly to most likely $80 weekly, especially since we both have been working alot and doing odd hours so we are driving both our cars alot.. Bummer gas needs to go back down in price!!
~PBMFMM
Tomorrow we are off and I'll get money to refill our jars tomorrow.
We also received our Tax refund so that is in savings right now.
We have $220 left over from last paycheck but I'm sure with gas being over $4.00/gal that we are going to have to adjust our gas jar from $50 weekly to most likely $80 weekly, especially since we both have been working alot and doing odd hours so we are driving both our cars alot.. Bummer gas needs to go back down in price!!
~PBMFMM
Wednesday, March 7, 2012
Spending
March 7th No Spend Day!
I do need to refill the Jars and I'll have to do that tomorrow since we both work today.
Also we have 2 appointments tomorrow I sure wish they were closer together in times as it's never fun to have to drive someplace then drive home and rinse and repeat 4 hours later, ugh what a waste of gas in my opinion but there is nothing I could do about it. I think I'll get jar money tomorrow also since I'm going to be out and about and maybe just maybe on Friday I won't have to leave the house at all.
~PBMFMM
I do need to refill the Jars and I'll have to do that tomorrow since we both work today.
Also we have 2 appointments tomorrow I sure wish they were closer together in times as it's never fun to have to drive someplace then drive home and rinse and repeat 4 hours later, ugh what a waste of gas in my opinion but there is nothing I could do about it. I think I'll get jar money tomorrow also since I'm going to be out and about and maybe just maybe on Friday I won't have to leave the house at all.
~PBMFMM
Tuesday, March 6, 2012
March 6th Spending
No Spend day mainly because we both worked and we rarely if ever spend on the days we work.
We had snow again last night I love snow so I'm happy that we got about an inch of it to play in before and after work, because I doubt it will be here long since it's supposed to be sunny for awhile again.
~PBMFMM
We had snow again last night I love snow so I'm happy that we got about an inch of it to play in before and after work, because I doubt it will be here long since it's supposed to be sunny for awhile again.
~PBMFMM
Monday, March 5, 2012
Spending
March 4th $35.00 Quiznos
March 5th No Spend day
~PBMFMM
March 5th No Spend day
~PBMFMM
Sunday, March 4, 2012
March 3rd Spending
$20.00 for misc stuff we needed around the house.
~PBMFMM
~PBMFMM
Saturday, March 3, 2012
March 2nd Spending
Spendy day for sure:
$200 for birthday gift.
$630.00 for new tires for my car
$289.00 groceries and a new frying pan desperately needed
$180.00 cash for jars
$114.00 dinner for birthday for entire family.
~PBMFMM
Whew hope this one doesn't happen again in awhile expensive day for sure but we knew we had to get new tires and waited for a good deal for them.
Our income tax should be in the bank next week so that will help alot to replenish the stores per say.
$200 for birthday gift.
$630.00 for new tires for my car
$289.00 groceries and a new frying pan desperately needed
$180.00 cash for jars
$114.00 dinner for birthday for entire family.
~PBMFMM
Whew hope this one doesn't happen again in awhile expensive day for sure but we knew we had to get new tires and waited for a good deal for them.
Our income tax should be in the bank next week so that will help alot to replenish the stores per say.
Friday, March 2, 2012
February Updates on Spending
15 NO SPEND DAYS :-)
We spent more on pet food then usual but I wanted to get it all out of the way at one time and not have to go back for awhile.
We went over for groceries $541.95 so almost $150 over for the month. But dining out was on $57.96 so that helped.
Spend $300 on gifts for the month
$19.97 on a new Furnace Filter which I'm going to buy a replaceable one soon and just change my replaceable ones out every month so save money.
$29.99 on Antivirus renewal but I'm picky about this.
$88.00 on haircuts for the family.
$81.13 on Clothing for the family.
$65.00 on Pet grooming for our dogs.
So over and under in some things we'll see how next month goes since it is a 3 paycheck month for us and the first payday both our checks were smaller then usual.
~PBMFMM
We spent more on pet food then usual but I wanted to get it all out of the way at one time and not have to go back for awhile.
We went over for groceries $541.95 so almost $150 over for the month. But dining out was on $57.96 so that helped.
Spend $300 on gifts for the month
$19.97 on a new Furnace Filter which I'm going to buy a replaceable one soon and just change my replaceable ones out every month so save money.
$29.99 on Antivirus renewal but I'm picky about this.
$88.00 on haircuts for the family.
$81.13 on Clothing for the family.
$65.00 on Pet grooming for our dogs.
So over and under in some things we'll see how next month goes since it is a 3 paycheck month for us and the first payday both our checks were smaller then usual.
~PBMFMM
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