I am not a personal finance expert, I'm just a person trying my best to dig myself out of this huge hole of debt I'm in.
Thursday, August 11, 2011
Side Bars
~PBMFMM
Today’s Spending
Today we have to buy school clothing, cat food and do some grocery shopping then we are off for vacation J here's hoping for an inexpensive trip. Not sure if there will be many posts until we get back so have a great couple of weeks..
~PBMFMM
Wednesday, August 10, 2011
Debt
I forgot to add we only have ~$170.00 left on CC#2 which we will have paid off next month, LOVE 3 paycheck months!!! Then on to CC#1 IF they job market stays the way it is so please keep us in your thoughts regarding our jobs.
~PBMFMM
Spending
So far all we have spent money on is necessities for school, home and vacation that starts on Friday, Yes we can't wait what can I say camping here we come! We had to buy new sheets for our beds the old ones had huge holes in them, not sure how they got there but hopefully it doesn't happen again. We are completely finished with school stuff goodbye $150 for that! And vacation starts soon and we need food for camping but we have everything else, so as you can see we'll be AWOL for awhile while we do our last camping trip of the year before school starts again and we are all busy little bees around here. Have a great end of summer everyone J
~PBMFMM
Saturday, August 6, 2011
Spending
Today we spent $53.94 on home maintenance stuff and $83.04 on DH Hobby stuff, this should be the last of the hobby spending for awhile except for the usual monthly food bills for all our animals.
Friday, August 5, 2011
Dave Ramsey
Well today we rejoined the Dave Ramsey site, www.mytotalmoneymakeover.com because we loved being on it before so hopefully this will keep us up with bill paying.
I did make an extra $100 payment to CC #2 today bringing the total owed to $265 before this month's payment is due, I'll be paying that towards the end of the month and since next month is a 3 paycheck month I'm paying it off completely next month no matter what.
We have some school supplies left over from last year so I won't have to buy some things, and we plan on reusing the pencil box and backpacks from last year.
I'll need to update my side bars as I've paid down the debt since last time, maybe it will make me happy to see them going down faster rather than slower.
~PBMFMM
Monday, August 1, 2011
Spending
We have been very good about not spending money this weekend. We spent $9 at the hardware store and $14 on food, I was at work and DH got pizza for him and kids. I still have not taken any money out for jars although I do need to go to the grocery store for milk & bread; I'm going to try to keep it slim.
We still haven't heard anything about the layoffs other then they are coming soon.
We'll be sitting down and making a very strict budget due to this and it will hurt everyone in the family but it needs to be done, just in case.
~PBMFMM