Money Update

Well I guess instead of sending money to our debt I'll be sending it to savings for a new video card, mine is going south very fast, boy those things sound bad when they start to die. I have a dual video card but one is bad and the shop I took it to already removed it since it didn't work we were hoping mine would last at least another month or two but it looks like we will be having to replace it sooner rather than later. SO long story short the $50 dollars I was sending to debt will have to go to savings instead I do have about $100 in cash saved and I'm hoping we can get a video card for less than $200. I told DH it was going to have to wait until next week when we get paid since I wasn't going to use CC for this at all. I'll be happy to have a computer that doesn't lock up every time you bring up too much video stuff and having sound again will be nice. As for debt everything has been paid for this month and we are off to July with the hopes of not spending a wad of cash, we have 2 weeks until our mini vacation and I was saving the cash for that but that's how it goes. I do have money in our vacation fund I might have to take some out if our paychecks next week aren't good enough.

 

~PBMFMM

Spending

We have spent quite abit of money dining out this week and we did have the long drive, unfortunately we have another one this week that is unavoidable. I have told DH no more spending as I will have a short check this next time.

We should be good on bills although we will have to see come next payday. I did pay the last bill due and this is how it looks right now..

DEBT	Previous Balance	+/- Change	New Balance
C	$11,973.24	($270.00)	$12,399.81
De1	$659.25	($200.00)	$459.25
U	$10,101.59	($199.00)	$9,902.59
D	$5,910.28	($120.00)	$5,790.28
TOTAL DEBT	$28,644.36	($789.00)	$27,855.36

I have made a promise to myself we will pay at least another $50.00 this week to the lowest debt on here. I plan to do that either Thursday or Friday this week…



~PBMFMM

June 9th

Today is payday and I have paid all our bills due.

Rent	$1,380.10		$1,380.10
Cell Phone	$163.61	$163.46	$0.15
Electric	$0.00		$0.00
Water	$167.42		$167.42
Internet/Cable	$125.86	$127.87	($2.01)
Food	$600.00	$100.00	$500.00
Household	$340.00	$85.00	$255.00
Entertainment	$300.00	$75.00	$225.00
Natural Gas	$15.00	$0.00	$15.00
Phone	$163.46	$0.00	$163.46
Transportation	$250.00	$50.00	$200.00
Garbage	$0.00	$40.57	($40.57)
Home Insurance	$184.80	$184.40	$0.40
Miscellaneous	$10.00	$10.00	$0.00

This reflects what I have paid and what is left over in each area at this point in time. We don't want to go over our budget, but I also know my DH is buying something expensive for his hobby tomorrow which will be about $200 then I think we are done for abit. Let us pray so..

$11,973.24	($270.00)	$11,703.24
$659.25	($200.00)	$459.25
$10,101.59	($199.00)	$9,902.59
$5,910.28	$0.00	$5,910.28

This is our debt update it doesn't reflect our car payment which is separate right now and it doesn't reflect any interest due yet since I just paid them and it won't show interest until the next billing cycle.

At least we won't have to drive anywhere long distance this week, although we will have to in 2 weeks so hopefully any money we can save between now and then will help.



~PBMFMM

Back Slide

Well as the saying goes two steps forward one step backward or in our case one step forward, 20 steps backwards :-(  We have had major issues in the past few months and our debt has risen to reflect this. We have resolved to get back on the bandwagon and get our behinds out of our funk and move forward. Complicating this is our expensive hobbies (both of us have them), mine is also a side business, and his could potentially become a side business, but they aren't helping our debt situation at all. I have resolved to slow my spending down dramatically now I can only hope DH will also follow in my footsteps :-)

~PBMFMM