Spending 9/12 and 9/13

I had no spending on 9/12 but 9/13 was a spendy day, I had lunch at work for $9.00, at dinner out for $40.00 and bought a game for $50.00 I can sure see where my money has been going by keeping track I hope to continue to keep track so I can try to eliminate some of these expenses and plan for other ones. I'm off today so I'm sure I'll be spending money as I have to go somewhere this afternoon and I will be there pretty much the rest of the day.

~PBMFMM

Spending 9/11

I spent nothing on 9/11 since I had to work anyway I rarely do spend money while at work.

~PBMFMM

Spending 9/10

Today I spent quite abit on food  Dining out $53.10, Groceries $55.00, Cash for jars $320.00 I think I'm done for the week since I have less then $100 dollars in checking.

~PBMFMM

Spending 9/9

I had a no spend day on 9/8 and only paid the electric bill on 9/9 which was $133.90 and that is for two months at a time, we do have an after school activity today and hopefully I won't spend any money although I haven't spent a cent of my personal blow money in the past week :) Tomorrow is Friday and I get money out to refill the jars.

Spending for 9/7

Yesterday's spending was alot but I had to take a trip out of town and it shows,
Gas            $40.00
Parking       $6.00
Food         $45.00

Here's hoping I don't have to do this for a long time I did use all cash and took money out of all my jars to pay for all of this so It was really abit planned. I also got my insurance statement and my monthly insurance bill dropped by $~31.00 due to a change so I'll be excited to see how that reflects on next months bills.

~PBMFMM

School and Spending

Today is the first day of school for my child, we have everything ready and his supplies are at school already and he as usual doesn't want to go to school. I don't think we'll have anymore school expenses right now but I'm sure we'll be having pictures within the next month which is usual for this school. I have paid all my bills for this pay period and will be calling the Medical Bill #5 today to see if they will do a payment plan with a large payment right up front, maybe I'll be lucky and they will take what I have and say PIF!
Here is what I have paid this pay period so far!
Savings           $30.00
Chase             $265.00
USAA            $192.00
Cable             $124.89
Insurance       $156.13 (Changed this month might change next also).
Cash for jars  $300.00
Education      $166.25
FA                 $221.00
House              $40.00
Phone            $162.36

Wow that is alot for only one week. I take money out for jars once a week this week I took out $75.00 more to see some Garage Sales, Education is taken out once a month for some classes that are being taken the amount varies each Semester, the Freedom account I keep to pay the bills that are paid only once every other month or more then that. The phone is for all phone services. I did have pizza once this week and used the extra money from the garage sales to pay for that. And used the FA for some yard work that needed to be done prior to the harsh winter months coming up. Maybe if I keep track of spending I'll be less likely to over spend although a girl can only hope.

~PBMFMM

Paid

I have paid off the Medical bill of $45.00 and Paid almost all of the Medical Bill #6 Insurance paid more then I thought and I should only have about $75.00 left which I will pay next payday. I still haven't contacted the Other Medical bill yet as it's been a holiday and I'll do it this week. I have some money already to put down on it and some in savings and I work Labor day which for me is a holiday so maybe I can get most of it paid off this month and then start to work on the others. I have scheduled some OT which I hope to get and that will help all around.

~PBMFMM

Introduction

Well I am very new to blogging and I am going to blog about my debt of which I have a large amount. I am going to attempt to do a modified Dave Ramsey approach to getting rid of this debt. Here are the amounts I owe and what I'm not sure of at this time is exactly how much the payments will be since I have racked up quite a bit of debt in the past month. So I'll post my amounts and will have to update them as the payments come in.

#1-Chase        $11,488.27               $265.00 Payment---PAID
#2-USAA       $  9,737.71                $192.00 Payment--PAID
#3-Discover   $  2,218.76
#4-OEC         $       45.00                   Medical Bill-----PAID
#5-AHS         $     613.26                   Medical Bill
#6-WOPC     $     429.02                   Medical Bill-----PAID
Grand Total   $24,499.03

Wow that stinks I have a very small shovel but plan to try to get the medical bills on a payment plan except the #4 I will pay that one off first with my next paycheck.

Hope to see you all around while I go thru this journey to debt freedom!!!
PBFMM